READY-MIX CONCRETE INSURANCE Nationwide solutions
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Ready-mix concrete insurance / Ready-mix fleets
Ready-mix fleets · Nationwide

Concrete moves on your schedule.

Every delivery brings road exposure, changing job-site conditions and a load with a limited working time. Coordinate insurance around the trucks, drivers and delivery work you actually perform.

Illustration of ready-mix fleets
BUILT FOR THE WAY YOU OPERATE01 / CONCRETE OPERATIONS
Exposure matrix

Know the exposure.
Ask the right questions.

These are starting points for your coverage review. The right response depends on your operations and the terms of the policies selected.

Ref
Exposure
Coverage review
ROAD

Mixer rollovers & collisions

High centers of gravity, tight turns and uneven approaches call for careful auto liability, physical damage and excess-limit review.

SITE

Delivery at the job site

Backing, chute placement and unloading create overlapping auto and general liability questions. Review unloading language and site responsibilities.

DRUM

Drums & mounted equipment

Confirm how the drum, hydraulic drive and other attached equipment are valued and insured. Mechanical breakdown and hardened loads require separate review.

DRIVER

Driver injuries

Climbing, washdown and chute handling create employee injury exposures to address with workers’ compensation and practical safety controls.

Ready-mix fleets insurance FAQ

Common questions,
straight answers.

The details matter. Talk with us about your plants, fleet and contracts, and we’ll help you assess your options.

What information should I have ready?
Current policies, five years of currently valued loss runs if available, vehicle and equipment schedules, payroll, sales, locations and sample customer contracts provide a useful starting point.
Can you review this alongside the rest of my business?
Yes. Include all related operations in the discussion so we can evaluate how the fleet, property, employees and liability exposures fit together.
Is every exposure shown here automatically covered?
No. These examples identify questions to review. Coverage depends on underwriting, the policies purchased and their terms, limits, conditions and exclusions.
Let’s talk concrete

Your next pour starts
with a solid plan.

Tell us about your trucks, plants and projects. We’ll take it from there.

Nationwide inquiries welcome. Coverage, eligibility and availability vary by state, carrier and underwriting.
All coverage is subject to policy terms, conditions, limits and exclusions.
Insurance and risk strategy by The Getchell Companies.